Medical or Health Insurance

Medical Benefits

Wicomico County Board of Education offers employees the following options for group health insurance:

Plan Cost Comparison:

  EPO Plan PPO Plan
Office Visit Co-Pay $15 $15
In-Network Deductible Not Applicable No deductible if service is rendered by a preferred provider.
Out-of-Network Deductible Not Applicable $200 Individual,  $600 Family
In-Network Medical Out-of-Pocket Limit $1,200 Individual,  $3.600 Family $1,200 Individual,  $3,600 Family
In-Network Prescription Drug Out-of-Pocket Limit $5,400 individual,  $9,600 Family $5,400 Individual,  $9,600 Family
Drug Card $5 Generic, $30 Preferred Brand, $45 Non-Preferred Brand $5 Generic, $30 Preferred Brand, $45 Non-Preferred Brand
Inpatient Hospital

100% of Allowed Benefit after $100 copay- In Network

No Benefit - Out-of-Network

100% of Allowed Benefit after $100 copay - In Network

80% of Allowed Benefit after Deductible - Out-of-Network

 

The Board pays 90% of the premium for individual coverage. The Board provides 73% contribution for dependent costs exclusive of the cost of individual coverage.

 

These are the Employee health insurance"per pay" rates for the 9/1/2017 to 8/31/2018 plan year:

Coverage Level EPO Plan PPO Plan
Employee Only $32 per pay period $36 per pay period
Employee + One Child $104 per pay period $114 per pay period
Employee + Spouse $147 per pay period $163 per pay period
Family Coverage $179 per pay period $198 per pay period
Two Earner Family* $64 per pay period $72 per pay period

 *Two Earner Family - both spouses are benefitted employees of WCBOE and have dependents

To request membership cards, call 410.742.3274 or e-mail Salisbury.do@carefirst.com .

Refer to the following documents for further information: